Singapore, November 27, 2025 FinFan, a Vietnam-based fintech company specializing in comprehensive cross-border remittance technology solutions, and Thunes, the Smart Superhighway to move money around the world, have signed a Memorandum of Understanding (MoU) for a strategic collaboration aimed at advancing the development of Vietnam’s cross-border remittance ecosystem.

This alliance seeks to address long-standing challenges in international remittances - from high transaction costs to processing delays - by combining FinFan’s digital finance ecosystem and regulatory compliance expertise in Vietnam with Thunes’ Direct Global Network which enables real-time cross border payments to 130 countries in 80 currencies. Together, both parties aim to deliver faster, more transparent, and more accessible digital transactions for users.

Mr. Nguyen Tuyen, CEO of FinFan, shared: “This collaboration with Thunes marks an important milestone in realizing our mission - to enhance the speed, security, and cost efficiency of cross-border monetary transactions. Thunes’ trusted global infrastructure and deep expertise in payments give us the confidence to scale our international remittance services with greater reliability and reach.”

Mr. Simon Nelson, Chief Commercial Officer of Thunes, said: “Vietnam is a vibrant and rapidly-evolving market. Our collaboration with FinFan brings new opportunities to increase financial connectivity between Vietnam, Asia and the rest of the world. By joining forces, we’re taking another step toward our vision of connecting the next billion users to a truly inclusive global payments network.”

The collaboration focuses on four key objectives:

• Simplifying international remittance processes.
• Reducing transaction costs and fees for businesses and consumers.
• Elevating Vietnam’s position within the regional digital finance landscape.
• Transforming cross-border payments in Vietnam by bringing new fintech innovation to the market.

The collaboration between FinFan and Thunes lays the foundation for a reliable, connected, and inclusive financial network, enhancing trade efficiency, optimizing cash flow, and reinforcing Vietnam’s standing in the global digital economy. Partners seeking to modernize cross-border remittance frameworks are invited to connect for discussions on implementation and collaboration opportunities.

About FinFan

FinFan is a licensed fintech company regulated by the State Bank of Vietnam. With strengths in regulatory compliance, banking connectivity, and transaction processing, FinFan acts as a bridge between global financial innovation and Vietnam’s banking ecosystem. Its mission is to enable faster, safer, and more transparent international transactions for financial institutions through a trusted, efficient, and regulation-aligned digital finance ecosystem.

About Thunes

Thunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies. Thunes’ Network connects directly to over 7 billion mobile wallets, stablecon wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, Alipay, WeChat Pay HK and many more. Thunes’ Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the Network receive unrivaled speed, control, visibility, protection, and cost efficiencies when making real-time payments, globally. Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Headquartered in Singapore, Thunes has offices in 14 locations, including Atlanta, Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, Paris, Riyadh, San Francisco and Shanghai. For more information, visit: https://www.thunes.com/