FinFan has wrapped up Q4 2025 with a series of remarkable achievements, including a strong showcase at Singapore FinTech Festival (SFF) 2025, the signing of over 20 international Memoranda of Understanding (MoUs), and significant advancements in its global partner network and cross-border payment technology infrastructure. These milestones mark an important step in FinFan’s continued rise as one of Vietnam’s leading cross-border financial connectivity and payment technology platforms.

FinFan Establishes Strong Presence At Singapore FinTech Festival 2025

At SFF 2025, FinFan strengthened its position as a leading Vietnamese provider of financial technology connectivity and cross-border payout infrastructure, conducting over 450 meetings with global partners across banking, blockchain infrastructure, paytech, remittances, compliance technology, and international trade.

International organizations showed strong interest in FinFan’s core capabilities, including instant money transfer infrastructure into Vietnam, high-speed payout services for global partners, technology solutions supporting collection via banking partnerships, and capability to connect global money transfer partners with liquidity networks leveraging Stablecoin and Lightning Network technologies.

FinFan’s strong presence at the event also paved the way for multiple strategic agreements in November, accelerating its roadmap to expand global partnerships and enhance its cross-border payment connectivity technology infrastructure.

FinFan Signs Over 20 International MoUs, Expands Global Partner Ecosystem

In November, FinFan achieved a major milestone by signing 20 MoUs with leading companies and organizations from the United States, Canada, Europe, Singapore, Japan, and other key markets. These agreements involved prominent names in financial technology, blockchain infrastructure, digital value services, and Web3 technology applications, including Thunes, Neutron, DT One, Coins.ph, Veem, TransFi, Netbank, Flutterwave, GME Remittance, Transact Bridge, Rishabh Software, Tazapay, iSend, Nilos, Giesecke+Devrient, and other strategic partners.

Through this series of agreements, FinFan became one of the first Vietnamese fintechs to finalize a record number of 20 MoUs at Singapore FinTech Festival, marking a breakthrough moment for Vietnam’s fintech sector on the international stage.

The MoUs focus on expanding payout channels into Vietnam, developing technology infrastructure supporting cross-border e-commerce collection infrastructure, enhancing international money transfer compliance with the State Bank of Vietnam, and leveraging blockchain to accelerate transaction processing and transparency. These partnerships position FinFan as a preferred partner for global paytechs, international remittance companies, e-wallets, banks, and digital financial Web3 platforms entering Vietnam and Southeast Asia, laying a foundation for faster, safer, and more efficient cross-border payout and money movement solutions in 2026–2027.

Strategic Partnership with Neutron: Accelerating Global Money Movement Integrating Lightning Network Technology

FinFan’s collaboration with Neutron marks a key advancement in delivering instant, cost-efficient, and reliable global transactions into Vietnam.

Neutron acts as a strategic liquidity provider across both traditional financial systems and technology leveraging the Lightning Network, enabling FinFan’s international partners to access:

• Real-time settlement capabilities
• Lower operational costs
• High-assurance, scalable infrastructure

The connectivity platform is built with regulatory compliance, audit capability, and global technical standards, supported by open APIs that allow banks, PSPs, and fintechs to integrate effortlessly.

FinFan × Ripple: Integrating Ripple Rail, a New Standard for Cross-Border Payout

Alongside the Lightning Network integration, FinFan has partnered with Ripple to integrate Ripple Rail, a next-generation cross-border financial connectivity and payout infrastructure leveraging Ripple’s blockchain technology. Ripple Rail provides:

• Faster transaction processing
• Greater transparency
• Stable and efficient liquidity management

This partnership establishes a unified, global-standard money movement rail tailored for banks, fintechs, enterprises, and remittance markets connecting Vietnam and Southeast Asia.

Building a Multi-Layered Financial Connectivity Ecosystem

By integrating technology from both Lightning Network and Ripple Rail, FinFan is constructing one of Vietnam’s most advanced multi-layered cross-border financial connectivity ecosystems. This infrastructure supports:

• Faster payouts
• Transparent and trackable transactions
• Lower and more predictable fees
• Scalable solutions for global partners

These developments reinforce FinFan’s role as a trusted gateway for international remittances, partners, and financial platforms entering Vietnam.

FinFan Makes a Strong Impression with High Acclaim from International Media

Throughout the quarter, FinFan received significant coverage from international media outlets. Reports highlighted FinFan’s contributions to instant cross-border transfers, digital financial connectivity infrastructure, and modernization of global remittance flows.

Coverage of FinFan’s partnership with Thunes was featured in VietnamPlus and PR News Asia, emphasizing FinFan’s role in connecting global financial infrastructure and enabling fast, secure, and efficient money movements for partners and users.

FinFan’s collaboration with Neutron was highlighted by PR Newswire, Bitcoin News, AP News, Technode Global, Investors Hangout, and BriefGlance, emphasizing FinFan's role as a bridge enabling global partners to access Lightning Network infrastructure.

Through its partnership with Coins.ph, FinFan also appeared in leading publications such as Tech in Asia, Coingeek, Manila Standard, Speed, Startup Story Media and Asia Business Outlook, highlighting efforts to improve and transform cross-border payouts between the Philippines and Vietnam. These articles underscore FinFan’s role in creating fast, safe, and cost-effective money movement flows, unlocking new opportunities for individuals and fintech platforms in Southeast Asia.

Such international media presence not only enhances FinFan’s brand visibility but also validates the company’s capability to connect and innovate within the cross-border payment technology ecosystem, expanding its influence across the region and globally.

New Office Space: A Foundation for Operational Excellence

FinFan also inaugurated its new office at Colonnade Tower, designed to support its rapidly growing team and global ambitions. The open, light-filled workspace promotes collaboration, faster decision-making, and enhanced workflow efficiency - serving as a strategic operational platform for the company’s next stage of growth.

A Pivotal Month For 2026–2027 Strategy

Quarter 4 marks a transformative period for FinFan across three strategic pillars: global partnerships, technology development, and regulatory alignment.

Entering 2026–2027, FinFan plans to further expand its international network and advance its cross-border payment infrastructure with higher speed, greater transparency, and stronger security standards — meeting the rising needs of partners and users in Vietnam and the broader region.