Pay workers on time
Coordinate payroll funding and local delivery so workforce payments reach supported endpoints within the required pay cycle
Industries
Global Payroll
Connect global payroll and workforce platforms with Vietnam's local payment and settlement infrastructure
Built for payroll moving across borders.
Global payroll providers need to pay teams across fragmented currencies, banks, and local payout systems:
Global employers → X-Border → Vietnam-based talent
01/
Connect payroll instructions with supported local payout infrastructure
02/
Coordinate workforce payments across currencies and beneficiary endpoints
03/
Execute bulk payouts without rebuilding local connections market by market
04/
Execute bulk payouts without rebuilding local connections market by market
Multiple
- Employees
- Contractors
- Currencies
- Pay cycles
- Payout methods
- Distributed
- Teams
Business outcome
What global workforce platforms need?
Simplify mass payouts
Turn approved payroll instructions into coordinated payments across supported workers, currencies and payout methods
Improve funding efficiency
Coordinate treasury, FX and settlement requirements across supported payroll flows and financial networks
Reconcile every payday
Return payment status and transaction references from payroll batch through individual worker delivery
From approved payroll to local payday
Step 1
Payroll / HR platform
Submit the payroll run
The platform submits approved payment instructions, worker references, amounts, currencies and intended payout details
Step 2
X-Border
Validate the payees
Worker and beneficiary references are matched with the applicable identity, payment and transaction controls
Step 3
Employer / X-Border
Coordinate payroll funding
Funding, currency and settlement requirements are coordinated for the approved payroll run
Step 4
X-Border
Prepare local payouts
Each payment is mapped to the supported currency, destination and local payout path required for delivery
Step 5
Participating financial infrastructure
Deliver the payroll
Workforce payments move through designated local financial networks to the intended worker endpoints
Step 6
Across participating parties
Confirm the payday
Individual payment status and references return through the connected flow for payroll-level reconciliation and reporting
Step 1
Payroll / HR platform
Submit the payroll run
The platform submits approved payment instructions, worker references, amounts, currencies and intended payout details
Step 2
X-Border
Validate the payees
Worker and beneficiary references are matched with the applicable identity, payment and transaction controls
Step 3
Employer / X-Border
Coordinate payroll funding
Funding, currency and settlement requirements are coordinated for the approved payroll run
Step 4
X-Border
Prepare local payouts
Each payment is mapped to the supported currency, destination and local payout path required for delivery
Step 5
Participating financial infrastructure
Deliver the payroll
Workforce payments move through designated local financial networks to the intended worker endpoints
Step 6
Across participating parties
Confirm the payday
Individual payment status and references return through the connected flow for payroll-level reconciliation and reporting
Global employers - local paydays
- BIDV
- Circle
- FPT Pay
- Ripple
- Visa
- VNPAY
Cross-border financial connectivity designed to connect international commercial flows with Vietnam's local financial infrastructure
10+ Years
Cross-border financial experience
60+ Banks
Connected for Vietnam settlement
180+ Countries
International network coverage
~90% Coverage
Vietnam e-wallet market coverage
70+ Partners
Domestic and international financial partners
1 Infrastructure
Connecting cross-border money with local settlement
Positioning
Keep your payroll system-extend how people get paid
X-Border works underneath existing payroll, HR and workforce platforms - connecting approved payroll instructions with the financial networks needed to deliver and settle payments locally
Payroll & HR Systems
Existing workforce platforms remain the system of record for payroll, employee and compensation data
Banking Networks
Account-based infrastructure supporting local-currency payroll delivery and settlement
Local payment networks
Domestic payment infrastructure connecting workforce payments with supported local beneficiary endpoints
FX & Liquidity
Currency conversion and supported liquidity arrangements coordinating global payroll funding with local delivery
Stablecoin Settlement
An additional settlement option for supported cross-border payroll flows within applicable regulatory and sandbox parameters
Connecting the financial networks