Move higher-value payments with control
Coordinate commercial payments across supported financial networks with clear transaction and settlement visibility
Industries
Import & Export
Connect cross-border trade payments to X-Border's regulated multi-rail settlement infrastructure
Built for the complexity behind every trade payment
Importers and exporters manage invoices, currencies, counterparties and settlement requirements across markets - often with significant value tied to each transaction
Commercial payment → X-Border → Local settlement
01/
Connect commercial payments with supported financial networks across markets
02/
Coordinate currencies and settlement requirements around each trade transaction
03/
Link payment references with invoices and underlying commercial flows
04/
Track settlement progress through to the intended business beneficiary
Multiple
- Markets
- Currencies
- Invoices
- CounterParties
- Settlement
- Terms
Business outcome
What importers & exporters need?
Manage FX more effectively
Coordinate currency conversion and settlement requirements around the economics and timing of each trade payment
Improve working capital efficiency
Reduce unnecessary settlement friction and capital fragmentation across supported cross-border payment flows
Reconcile payments faster
Connect transaction references with invoices, counterparties and settlement records for clearer reconciliation
From commercial obligation to final settlement
Step 1
Importer / paying business
Submit the payment
The business submits the payment instruction with the required counterparty, invoice and transaction information
Step 2
X-Border
Validate the transaction
Participant information, transaction purpose and applicable compliance requirements are evaluated before the flow proceeds
Step 3
X-Border
Connect the commercial references
Invoice, counterparty and transaction references are associated with the payment and intended settlement
Step 4
X-Border
Coordinate currency & settlement
Currency, destination, liquidity, compliance and settlement requirements are evaluated across the supported paths
Step 5
Participating financial infrastructure
Settle to the business
Value moves through the designated financial networks toward the intended business account or supported settlement endpoint
Step 6
Across participating parties
Confirm the trade payment
Settlement status and transaction references return through the connected flow for payment confirmation and reconciliation
Step 1
Importer / paying business
Submit the payment
The business submits the payment instruction with the required counterparty, invoice and transaction information
Step 2
X-Border
Validate the transaction
Participant information, transaction purpose and applicable compliance requirements are evaluated before the flow proceeds
Step 3
X-Border
Connect the commercial references
Invoice, counterparty and transaction references are associated with the payment and intended settlement
Step 4
X-Border
Coordinate currency & settlement
Currency, destination, liquidity, compliance and settlement requirements are evaluated across the supported paths
Step 5
Participating financial infrastructure
Settle to the business
Value moves through the designated financial networks toward the intended business account or supported settlement endpoint
Step 6
Across participating parties
Confirm the trade payment
Settlement status and transaction references return through the connected flow for payment confirmation and reconciliation
Built for value moving between markets
- BIDV
- Circle
- FPT Pay
- Ripple
- Visa
- VNPAY
Cross-border financial connectivity designed to connect international commercial flows with Vietnam's local financial infrastructure
10+ Years
Cross-border financial experience
60+ Banks
Connected for Vietnam settlement
180+ Countries
International network coverage
~90% Coverage
Vietnam e-wallet market coverage
70+ Partners
Domestic and international financial partners
1 Infrastructure
Connecting cross-border money with local settlement
Positioning
Your trade relationships stay the same. The settlement layer gets smarter
X-Border works alongside existing banking and commercial relationships - connecting the financial networks needed to move and settle cross-border trade payments more efficiently
Banking networks
Account-based infrastructure supporting commercial transfers, clearing and settlement across markets.
Local payment networks
Domestic financial infrastructure connecting cross-border value with local business settlement.
FX & Liquidity
Currency conversion and supported liquidity arrangements coordinating value across settlement environments.
Commercial references
Transaction, invoice and counterparty references connecting financial settlement with the underlying business flow.
Stablecoin networks
Supported blockchain-based infrastructure providing additional cross-border settlement paths within applicable regulatory parameters.
Connecting the financial networks