Extend global reach
Access supported international payment and settlement networks without building every market connection independently
Industries
Banking & FIs
Extend your institution with X-Border's regulated multi-rail financial infrastructure
Customers expect global capabilities. Not every bank should have to build them
Modern banking increasingly requires access to global payments, programmable accounts, embedded finance and emerging settlement networks - while the institution remains responsible for trust, control and compliance
Global financial networks → X-Border × bank → Bank customers & ecosystems
01/
Extend global capabilities without rebuilding the underlying infrastructure
02/
Launch new financial services through APIs and modular infrastructure
03/
Connect existing banking capabilities with new payment and settlement networks
04/
Keep the institution at the centre of customer trust and financial delivery
Multiple
- Networks
- Currencies
- Accounts
- Asset forms
- Regulatory requirements
Business outcome
What financial institutions need
Launch new capabilities faster
Add accounts, financial identity, payment and settlement capabilities through modular APIs and embedded infrastructure
Expand customer propositions
Embed new financial capabilities into existing banking channels while keeping the bank's brand and customer relationship in front
Prepare for new forms of money
Connect traditional financial infrastructure with supported stablecoin and future tokenized settlement environments under appropriate controls
From existing bank to extended financial capabilities
Step 1
Bank & X-Border
Define the capability
Identify the customer proposition, markets, financial flows and infrastructure capabilities the institution wants to extend
Step 2
X-Border
Connect the infrastructure
Integrate the required APIs, financial networks and supported account or settlement infrastructure
Step 3
Bank & X-Border
Configure identity & controls
Align participant identity, transaction permissions, compliance responsibilities and operating controls for the agreed use case
Step 4
Bank
Embed the capability
Integrate the financial capability into the bank's existing channels, products or customer experience
Step 5
Participating infrastructure
Connect the financial flow
Transactions move across the designated banking, payment and settlement networks under the agreed operating framework
Step 6
Bank & X-Border
Extend into new use cases
Add supported markets, rails and financial capabilities as the institution's proposition evolves
Step 1
Bank & X-Border
Define the capability
Identify the customer proposition, markets, financial flows and infrastructure capabilities the institution wants to extend
Step 2
X-Border
Connect the infrastructure
Integrate the required APIs, financial networks and supported account or settlement infrastructure
Step 3
Bank & X-Border
Configure identity & controls
Align participant identity, transaction permissions, compliance responsibilities and operating controls for the agreed use case
Step 4
Bank
Embed the capability
Integrate the financial capability into the bank's existing channels, products or customer experience
Step 5
Participating infrastructure
Connect the financial flow
Transactions move across the designated banking, payment and settlement networks under the agreed operating framework
Step 6
Bank & X-Border
Extend into new use cases
Add supported markets, rails and financial capabilities as the institution's proposition evolves
Built for cross-border financial flows
- BIDV
- Circle
- FPT Pay
- Ripple
- Visa
- VNPAY
Cross-border financial connectivity designed to connect international commercial flows with Vietnam's local financial infrastructure
10+ Years
Cross-border financial experience
60+ Banks
Connected for Vietnam settlement
180+ Countries
International network coverage
~90% Coverage
Vietnam e-wallet market coverage
70+ Partners
Domestic and international financial partners
1 Infrastructure
Connecting cross-border money with local settlement
Positioning
Connecting Banks & Financial Institutions to Multiple Global Rails
X-Border partners with banks and regulated financial institutions to combine institutional trust and local financial capabilities with modern technology, global connectivity and multi-rail settlement infrastructure
Banking networks
Account-based infrastructure supporting commercial transfers, clearing and settlement across markets.
Local payment networks
Domestic financial infrastructure connecting cross-border value with local business settlement.
FX & Liquidity
Currency conversion and supported liquidity arrangements coordinating value across settlement environments.
Commercial references
Transaction, invoice and counterparty references connecting financial settlement with the underlying business flow.
Stablecoin networks
Supported blockchain-based infrastructure providing additional cross-border settlement paths within applicable regulatory parameters.
Connecting the financial networks