01
Launch Faster
Add financial capabilities without rebuilding the underlying infrastructure.
Embedded Finance
Your experienceour infrastructure
Embed X-Border's financial infrastructure into your platform while keeping your brand, customer relationships and product experience in your hands.
02
Own the experience
Keep your brand and customer journey at the centre of every interaction.
03
Expand Further
Extend into new markets and financial flows through one infrastructure relationship.
Extend Your Platform Without Rebuilding the Infrastructure
Expanding financial capabilities usually means new integrations, providers, compliance requirements and operating workflows. X-Border puts the infrastructure underneath your platform so you can focus on the product and customers above it.
Priya Raman
We scoped a Vietnam build last year and quoted ourselves nine months.
Went live on your APIs in five weeks instead.
X-Border
Same rails, no licence work on your side. Ready when you want the next corridor.
Priya RamanRegional Head of Partnerships, APAC
Marco Silva
Our app never had payout inside it. Customers finished the journey elsewhere.
Now it's one screen and they stay with us.
X-Border
That's what embedding is for. The rails sit behind your brand, not beside it.
Marco SilvaHead of Corridor Operations
Ayesha Karim
Paying eleven thousand sellers across four countries was three spreadsheets and a prayer.
Last cycle ran without me touching it.
X-Border
Payouts trigger from your own seller records now. Reconciliation comes back the same way.
Ayesha KarimVP Seller Operations
Nam Le
My worry was shipping cross-border and owning something we didn't understand.
Two engineers, three weeks, and it's in production.
X-Border
You own the product, we own the infrastructure. Sandbox stays open for the next release.
Nam LeChief Technology Officer
Tobias Wenger
We're a payroll product. Payments were always the part we apologised for.
Customers stopped asking about it, which is the compliment.
X-Border
Best outcome for embedded finance is that nobody notices it. Happy to look at your next market.
Tobias WengerHead of Product
Features
Infrastructure that disappears into your product
Embed the X-Border capabilities you need through APIs and modular components, while your platform remains the experience your customers see
White-label Experience
Your brand stay in front
Deliver supported financial capabilities under your own customer experience while X-Border remains the infrastructure behind it
Other approaches
Integration sprawl
Every new provider introduces another API, data model and operational dependency to maintain.
X-Border
Modular Infrastructure
Integrate the capabilities relevant to your business without rebuilding the entire financial stack.
Embedded Money Movement
Money movement-native to your product
Add supported collection, payment and payout capabilities directly into your platform experience.
Other approaches
External payment flows
Customers are pushed across separate providers, interfaces and financial experiences.
X-Border
Native financial flows
Keep supported money movement within your product while X-Border connects the infrastructure underneath.
Embedded Settlement
Settlement without building the stack
Connect your platform to supported settlement infrastructure without operating every underlying financial relationship yourself.
Other approaches
Infrastructure overhead
Expansion requires additional providers, settlement relationships and operating processes market by market.
X-Border
Settlement as Infrastructure
Access routing, liquidity coordination and supported settlement capabilities behind your existing platform.
Embedded Control
Controls build into the flow
Integrate applicable identity, transaction and compliance requirements alongside the financial activity they govern.
Other approaches
Control Gaps
Transaction data, compliance processes and reporting can become fragmented across separate systems.
X-Border
Connected Controls
Link identity, transaction and settlement information within the same infrastructure environment.
How it works
Choose the capabilities you need, integrate them into your product and operate through your own customer experience
Connect Your Platform
Integrate with supported X-Border APIs, webhooks and technical interfaces
Configure Your Model
Define the markets, capabilities, transaction flows and settlement requirements relevant to your business
Embed the Capabilities
Bring supported identity, money movement and financial workflows into your existing product experience
Go Live Under Your Experience
Customers access supported capabilities through the platform and brand they already know
X-Border Works Behind the Scenes
Applicable controls, orchestration and settlement processes operate across the connected infrastructure
Expand Without Rebuilding
Add supported markets, rails and capabilities as your business grows
