Reach local travel ecosystems
Connect global travel flows with supported hotels, travel partners and local financial networks without rebuilding market by market
Industries
Travel & Hospitality
Connect global travel flows with Vietnam's local payment and settlement infrastructure
One booking - A network of financial flows behind it
Every international booking can connect a traveler, platform, currency, payment method and local travel partner - often across different financial networks
Traveler → OTA / travel platform → X-Border → Local travel ecosystem
01/
Connect international travel payments with supported local financial networks
02/
Coordinate currencies and settlement requirements around each booking flow
03/
Connect booking references with payments and travel partner settlements
04/
Keep payment and settlement status visible across the travel journey
Multiple
- Bookings
- Currencies
- Payment Methods
- Travel Partners
- Settlement Moments
Business outcome
What Travel & Hospitality need?
Improve payment & FX economics
Coordinate currencies, payment paths and settlement requirements with greater flexibility across the travel flow
Simplify partner settlement
Connect payments to hotels and travel partners through supported local settlement infrastructure
Connect booking to settlement
Maintain consistent references from booking and payment through partner settlement and reconciliation
From global booking to local settlement
Step 1
Travel platform
Create the booking
The booking creates the payment requirement, traveler information and intended travel partner relationship
Step 2
Travel platform / X-Border
Connect the payment
Payment and booking references are connected with the relevant participants and financial flow
Step 3
X-Border
Apply transaction controls
Applicable participant, transaction and compliance requirements are evaluated before settlement proceeds
Step 4
X-Border
Coordinate the settlement
Currency, destination, liquidity, timing and settlement requirements determine the supported financial path
Step 5
Participating financial infrastructure
Settle with the travel partner
Value moves through the designated financial networks toward the hotel or other intended travel partner
Step 6
Across participating parties
Close the booking flow
Payment and settlement references return through the connected flow for booking-level reconciliation and reporting
Step 1
Travel platform
Create the booking
The booking creates the payment requirement, traveler information and intended travel partner relationship
Step 2
Travel platform / X-Border
Connect the payment
Payment and booking references are connected with the relevant participants and financial flow
Step 3
X-Border
Apply transaction controls
Applicable participant, transaction and compliance requirements are evaluated before settlement proceeds
Step 4
X-Border
Coordinate the settlement
Currency, destination, liquidity, timing and settlement requirements determine the supported financial path
Step 5
Participating financial infrastructure
Settle with the travel partner
Value moves through the designated financial networks toward the hotel or other intended travel partner
Step 6
Across participating parties
Close the booking flow
Payment and settlement references return through the connected flow for booking-level reconciliation and reporting
Global travel - deeper local connection
- BIDV
- Circle
- FPT Pay
- Ripple
- Visa
- VNPAY
Connect international travel platforms with established financial infrastructure across Vietnam and the networks supporting local money movement
80+ Years
Cross-border financial experience
60+ Banks
Connected across Vietnam
180+ Countries
International partner network
~90% Coverage
Vietnam e-wallet market coverage
70+ Partners
Domestic and international partners
1 Infrastructure
Connecting global travel with local finance
Positioning
Keep your global stack - connect deeper locally
X-Border works alongside existing OTA, payment and travel infrastructure - connecting global booking flows with the local financial networks needed to move and settle value in Vietnam
Card Networks
Global card infrastructure supporting international traveler payments and travel-related transactions
Local Payment Networks
Domestic payment, QR and switching infrastructure connecting global travel flows with local acceptance
Banking Networks
Local banking infrastructure supporting account-based settlement with travel businesses and partners
Wallet Networks
Digital wallet ecosystems extending local payment and settlement reach across the traveler journey
Stablecoin networks
Supported blockchain-based infrastructure providing additional cross-border settlement paths within applicable regulatory parameters.
Connecting the financial networks