Expand corridor coverage
Enter supported markets through established financial connections without rebuilding the settlement stack corridor by corridor
Industries
MTOs & PSPs
Connect your MTO / PSP network to X-Border's regulated multi-rail settlement infrastructure
Built for the complexity behind every corridor
MTOs and PSPs operate across sending markets, payout networks, currencies, liquidity positions and regulatory requirements. X-Border coordinates the infrastructure behind these flows without replacing the customer-facing remittance or payment experience
MTOs / PSPs → X-Border → Local financial infrastructure
01/
Connect to local financial infrastructure without rebuilding market-by-market connections
02/
Add settlement options across banking, payment and supported stablecoin networks
03/
Coordinate each corridor around currency, liquidity and settlement requirements
04/
Track transaction and settlement status through one connected flow
Multiple
- Corridors
- Currencies
- Rails
- Liquidity Positions
- Regulatory Requirements
Business outcome
What MTOs & PSPs need?
Improve settlement economics
Gain greater flexibility across routing, FX, liquidity and settlement options as corridor economics change
Reduce operating complexity
Coordinate multiple financial connections through a common infrastructure and operating framework
Use capital more efficiently
Coordinate treasury and settlement requirements across supported liquidity options, including qualified financial partners where applicable
Follow the transaction from initiation through controls, corridor orchestration and final settlement
Step 1
MTO / PSP
Initiate the transaction
The MTO or PSP submits the payment instruction, transaction data and required participant references through the connected interface
Step 2
X-Border
Verify & screen
X-Border applies applicable identity, sanctions, transaction monitoring and corridor controls before the flow proceeds
Step 3
X-Border
Define the Settlement
Currency, destination, counterparties, local delivery requirements and available settlement options are identified
Step 4
X-Border
Select the Path
The supported route is coordinated according to corridor, liquidity, compliance, availability and settlement requirements
Step 5
Participating rail
Complete Disbursement
Value moves through the designated settlement and local financial networks toward the beneficiary endpoint
Step 6
Participating parties
Confirm & reconcile
Transaction status, settlement confirmation and reference data return through the connected flow for reconciliation and monitoring
Step 1
MTO / PSP
Initiate the transaction
The MTO or PSP submits the payment instruction, transaction data and required participant references through the connected interface
Step 2
X-Border
Verify & screen
X-Border applies applicable identity, sanctions, transaction monitoring and corridor controls before the flow proceeds
Step 3
X-Border
Define the Settlement
Currency, destination, counterparties, local delivery requirements and available settlement options are identified
Step 4
X-Border
Select the Path
The supported route is coordinated according to corridor, liquidity, compliance, availability and settlement requirements
Step 5
Participating rail
Complete Disbursement
Value moves through the designated settlement and local financial networks toward the beneficiary endpoint
Step 6
Participating parties
Confirm & reconcile
Transaction status, settlement confirmation and reference data return through the connected flow for reconciliation and monitoring
Infrastructure Built on Real Financial Connectivity
- BIDV
- Circle
- FPT Pay
- Ripple
- Visa
- VNPAY
Built on cross-border experience and established relationships across Vietnam and global financial networks
10+ Years
Cross-border financial experience
60+ Banks
Connected for Vietnam payouts
180+ Countries
Partner network
~90% Coverage
Vietnam e-wallet market coverage
70+ Partners
Domestic and international partners
1 Infrastructure
Unified Identity, Money & Settlement
Positioning
We don't build another rail. We make the rails work together
X-Border connects existing financial networks into a coordinated settlement environment - extending what MTOs and PSPs can access without replacing the infrastructure they already use
Banking rails
Account-based transfer, clearing and settlement infrastructure across domestic and cross-border markets
Local network
Domestic transfer, instant payment, switching and QR infrastructure supporting local delivery and acceptance
Wallet network
Digital wallet ecosystems extending payment, acceptance and payout reach within local markets
Card networks
Global card infrastructure connecting payment credentials with acceptance networks across markets
Digital asset rails
Blockchain-based settlement infrastructure available within applicable regulatory and sandbox parameters
Connecting the financial networks